The market for retirement planning products is
constantly evolving. The adaptability of the Lincoln Director group
variable annuity-based retirement product is perfect for meeting the
needs of this ever-changing marketplace. Director’s flexibility lets you
customize your retirement plan by combining
investing, servicing and pricing
Introduced in 1999, the Lincoln
is the cornerstone of Lincoln’s broad range
of annuity, life insurance, and retirement products – all designed to
meet clients’ needs as they build their financial futures. This series
is a comprehensive multi-manager investment lineup designed by
top professionals at Lincoln Financial Group. Lincoln’s mission in
assembling and maintaining the series is to offer investors the options
that can help them protect and grow wealth for the long-term. In
assembling and managing the Elite Series, Lincoln’s investment
professionals employ a thorough due diligence process integrating both
quantitative and qualitative research and analysis.
Lincoln is proud to present the Lincoln
as the core investment lineup for the
Director product. Director’s diversified investment lineup provides you
and your employees an array of choices to create portfolios which have
the potential to cushion the variable returns of a somewhat
unpredictable market and help to keep pace with the varying needs that
arise from shifts in lifestyle or economic climate.
The servicing solution that fits one company may not
suit another. Director gives you a choice.
If you need a service provider and want assistance in
selecting one, we can refer you to a TPA in your area who meets our
standards for quality as a Preferred TPA Program member. Or, Director
has the flexibility and experience to work with any TPA.
Lincoln Financial Group offers full (in-house) service
of its Director Product through its affiliate Delaware Investments.
Director Also Provides
A dedicated client
our experienced team of representatives.
An optional investment advice service**
that includes online capabilities to help
retirement plan participants prepare
for the future.
Plan document services can assist you
with Adoption Agreements, Plan Amendments,
Summary Plan Descriptions and IRS
An optional Fiduciary Protection
Plan*** to help protect company and plan fiduciary's
personal assets in the event
Director is competitively priced in the marketplace. Whether your
company employs two or 2,000, Director can meet your needs.
maximum number on funds
to subsidize servicing costs
charge reimbursement is available
minimum contribution requirements
participant balance requirements
Commitment to Retirement Communications and Education
Director has a wide range of educational communication
and enrollment materials to meet your needs.
Enrollment Meeting Support
enrollers are available to conduct enrollment meetings for you and
materials include information about the basics of investing, the
importance of asset allocation, and information about investment
Comprehensive Quarterly Statements
concise quarterly statements are delivered to the most convenient
locations. Director plan sponsors and participants benefit from
have won the DALBAR Award for Service Excellence and are written so
that they appeal to all levels of investor sophistication.
Access When You Want It
think it’s important that you have plan access at your convenience.
That’s why we offer three easy ways for you and your employees to
access retirement plan information.
Toll-free automated telephone response system
over the internet
representative, 8am - 7pm, EST Monday through Friday
Lincoln has been providing retirement
planning services for over 36 years. With headquarters in
Philadelphia, Lincoln Financial Group has consolidated assets of
$116 billion and annual consolidated revenues of $5.4 billion.*
Through its family of companies, Lincoln Financial Group provides
annuities, life insurance, 401(k) plans, mutual funds, institutional
investment management, and financial planning and
information provided as of December 31, 2004. Source: Lincoln
National Corporation reporting system.
More than 14,000 companies, representing more than
250,000 plan participants, place their trust in the Lincoln
Lincoln and Director are proud to offer investments
options in the group variable subaccount that are managed by some of the
top investment managers in the world.